A Message to our Customers about the Coronavirus (COVID-19)
Here at Deal Depot and Three Sons Towing & Recovery, we are assessing the evolving nature of the coronavirus (COVID-19) every day. As our daily lives change temporarily, we are committed to providing the same level of service we’ve always been known for. According to guidance from the CDC, medical professionals, and government authorities, we are actively taking steps to keep our customers and employees safe while still maintaining daily activities.
As a reminder, we offer 5 easy ways to make your payment – most of which you can do from home:
1. Visit us at www.dealdepotgreer.com
2. Call us at (864) 848-4040
3. Mail your cashier’s check or money order to:
13650 E Wade Hampton Blvd
Greer, SC 29651
4. Drop your cashier’s check or money order in our drop box, located in the front door of the payment office
5. Make your payment in person during normal business hours
Our sales department is currently operating normally with a few exceptions. First, we’re only allowing small groups of 3 or less in our sales office at a time. Making an appointment is not necessary but will certainly save you time. Secondly, in accordance with CDC guidelines, we ask that customers who are sick remain home until they’re well. We want to earn your business, but we also want you and those around you to be healthy!
Over the past several days, we’ve explored the possibility of working remotely while still being able to service our customers. Whatever happens in the next coming weeks or months, we fully intend to operate as normally as possible. If required to work from home, our staff will have remote workstation access. We’ll be able to discuss all aspects of your account with you, including payments, warranty concerns, and insurance coverages. Our drop box will be checked daily for any payments received. We’ll still be able to communicate with our customers in the same way we are now.
We’d like to thank those in our community, in our state, and around the world who are working diligently to help those affected and ultimately stop the spread of the virus. Our long-term outlook remains positive, and we are hopeful that the fallout from this virus will be temporary.
$3.00 TRANSACTION FEE WAIVED THROUGH 4/30/20
As 3 in 4 Americans are asked to stay home during this outbreak, we realize that coming to make a payment in person isn’t feasible for everyone right now. As a matter of fact, we encourage you to make your payment online, over the phone, or by mail.
Therefore, beginning 4/1, we’ve decided to waive the $3 transaction fee for all payments during the month of April. Please contact the payment office for any questions.
You can stay up to date on Deal Depot’s response to COVID-19 - as well as view helpful links and resources – by clicking here.
Helpful COVID-19 Tips and Links
The following is for informational purposes only. As new information becomes available, these links may become obsolete. While we’ve strived to provide you with information from reliable sources, we cannot guarantee the accuracy of any of the links below.
File your taxes!
- You may be due a refund from 2019
- If you didn’t file in 2018, you may not receive a stimulus check
File for unemployment
- If you’ve experienced job loss or reduction: https://dew.sc.gov/home/how-do-i-file-an-unemployment-claim
- May offer a reduced interest rate on existing cards
SC Utility Assistance
- https://www.benefits.gov/benefit/1548 - Call your utility company directly to see what assistance options are available to you
Looking for work?
Here’s a helpful list of employers who are hiring amid the COVID-19 outbreak: https://www.wyff4.com/article/upstate-companies-are-hiring-during-coronavirus-outbreak/31896654
Federal Stimulus Bill
- Most Americans will receive a one-time deposit of $1,200. A typical family of 5 could receive up to $3,900. https://www.cnn.com/2020/04/01/politics/stimulus-money-distribution-individuals/index.html
Unemployed? You haven’t been left out. Unemployment eligibility has been vastly expanded. Benefits are extended through 12/31/20 for eligible workers. An additional $600 per week is available in addition to your state benefit amount. www.sbia.org
I know there are a lot of folks in the Upstate who have questions about unemployment and where they go from here. The bipartisan CARES Act signed into law last week provides an additional $600 per week in Unemployment Insurance benefits on top of the state benefit. South Carolina’s maximum Unemployment Insurance benefit is $326 per week, for a maximum total of $926 per week. The length of benefits is 39 weeks, which reflects the regular 26 weeks provided under state programs plus the temporary 13-week expansion provided by the new federal law. Please find helpful links, information, and answers to frequently asked questions on unemployment insurance below.
Will workers qualify for unemployment benefits if the Coronavirus (COVID-19) causes an employer to shut down operations?
Unemployment benefits are available to individuals who are unemployed through no fault of their own. If an employer must shut down operations and no work is available, individuals may be eligible for unemployment benefits.
Who qualifies for the expanded Pandemic Unemployment Insurance?
Workers must meet these three qualifications: 1) ineligible for any other state or federal unemployment benefits; 2) unemployed, partially unemployed, or cannot work due to the COVID-19 public health emergency; and 3) cannot telework or receive paid leave. This includes workers like those who are self-employed, independent contractors, gig economy workers, and those who do not have sufficient work history to qualify for regular benefits. These workers are now eligible for a temporary federal program called Pandemic Unemployment Assistance that provides 39 weeks of unemployment benefits.
How are benefits calculated under these expansions?
Benefits are calculated under state law based on recent earnings, with a minimum benefit requirement that is equal to half of the state’s average weekly unemployment compensation amount.
How does the $600 weekly boost work?
The new law that created the $600 weekly boost is fully funded by the federal government to augment the regular unemployment benefit amount an unemployed worker receives. States are not authorized to reduce the amount or duration of their unemployment compensation during the time of the federal expansion.
Can someone laid off before the new law was passed qualify for the new benefits?
Yes. The $600 weekly boost will be provided as a supplement to those who are already receiving unemployment compensation at the state level.
Is it true that people who were not laid off can also qualify?
In some cases, yes. Individuals who can provide self-certification that they had to quit for a specific COVID-19-related reason and who do not have the ability to telework with pay, or access paid sick leave or other paid leave benefits, may qualify for Pandemic Unemployment Assistance.
Some of the specific reasons workers could qualify without being laid off include otherwise being able to work except that they are unemployed, partially unemployed, or unavailable to work because of being diagnosed with COVID-19; a family member in their household has been diagnosed with COVID-19; they are caring for a family member with COVID-19; or they have to care for their child whose daycare or school is closed due to COVID-19.
Who determines if I qualify for the benefits?
State departments of labor will administer the expanded benefits as well as their existing benefit programs. Workers will need to file a claim with the unemployment insurance program in the state where they worked, and the states will determine whether workers qualify for benefits.
How long do these benefits last?
The federal expansion provides 13 “extra” weeks of benefits, meaning that in total, workers can qualify for up to 39 weeks of unemployment benefits during the COVID-19 public health crisis (26 weeks under state programs, plus 13 additional weeks provided by the federal government).
Federal expansions including the extra 13 weeks, the extra $600, and the extension to workers who previously didn’t qualify will be in effect through December 31, 2020.
Are the new benefits taxable?
Yes. Regular unemployment insurance is counted as income and taxed on individual tax returns, and these expansions of unemployment insurance are likewise counted as income and taxable. Taxpayers will be required to disclose all of their unemployment insurance benefits when they file their taxes.
William R. Timmons, IV